Friday 6th March 2015

Home » World News » Currently Reading:

ObamaCare’s marriage penalty: Cohabitating couples will pay less for healthcare than married couples

November 12, 2013 World News No Comments

by Kirsten Andersen

Mon Nov 11, 2013 15:19 EST

WASHINGTON, D.C., November 11, 2013 (LifeSiteNews.com) – Would you pay $10,000 a year to stay married to your spouse? Some American couples are being faced with exactly that decision as they consider their health insurance options under ObamaCare.

One of the most controversial provisions of ObamaCare is that it requires all Americans to purchase health insurance, whether they want it or not, or face hefty fines. To facilitate enrollment, the government has set up health care “exchanges” in all 50 states and Washington, D.C., where people can compare and purchase insurance plans. The government has promised subsidies to help those who cannot afford the higher premiums, but the way the subsidies are calculated mean they could pay up to $10,000 more per year.

The marriage penalty is a result of the way the government calculates poverty. While the poverty line for a single person’s income is $11,490 per year or less, a married couple is considered above the poverty line if their combined income exceeds $15,510. People are eligible for subsidies under ObamaCare if they make up to four times more than the federal poverty limit – $45,960 for a single person, or $62,040 for a married couple. But unmarried couples living together will have their incomes assessed separately – meaning that as long as each of them makes less than the individual cutoff, they can remain eligible for subsidies while bringing in a joint income of up to $91,920.

In 2010, the Heritage Foundation warned of this hidden marriage penalty in a report criticizing the ObamaCare bill for its “profound anti-marriage bias.” They also pointed out that focusing on the yearly penalty misses the bigger picture: the penalty is assessed over and over again throughout the couple’s life, meaning the real cost of marriage is much, much higher.

According to the group’s calculations, a married couple who remained married throughout their lives might pay more than $200,000 in penalties under ObamaCare.

“Most people feel that marriage is a healthful institution that society should encourage and strengthen,” wrote Robert Rector, the report’s author. “Inexplicably, [ObamaCare] takes the opposite approach. At nearly all age and income levels, the bill profoundly discriminates against married couples, providing far less support to a husband and wife than to a cohabiting couple with the same income.”

Rector said that ObamaCare’s passage means that “married couples across America will be taxed to provide discriminatory benefits to couples who cohabit, divorce, or never marry.”

Leanna Baumer, a senior legislative assistant for the Family Research Council, told LifeSiteNews.com that ObamaCare’s marriage penalty is a giant step in the wrong direction, one that could negate years of hard-won tax reforms aimed at encouraging marital stability.

“Not only do these penalties discourage couples from marrying, they ignore the bipartisan work that has occurred in the past decade to decrease marriage penalties in the tax code,” Baumer told LifeSiteNews.

“Providing further disincentives for marriage means that we make family instability more likely for some couples,” Baumer told LifeSiteNews.

Former House Speaker Newt Gingrich told CNN it’s possible the GOP overlooked the marriage penalty during the debate over ObamaCare, buried as it was in over 11,000 pages of regulations.  “It’s both an anti-marriage and pro-divorce provision,” Gingrich said.  “I don’t think anybody even knew it was in there.”

The threat is more than theoretical. Nona Willis Aronowitz and Aaron Cassara of New York City are one such couple. Married for four years, they told NYC’s local CBS affiliate that while they are still very much in love, they are considering divorcing, at least on paper, because staying married will cost them thousands of extra dollars per year.

“After ObamaCare has rolled out, we realized that we would save thousands of dollars if we got divorced,” Aronowitz told CBS. She explained that the two of them combined make just over $62,000 a year, which is the cutoff for health care subsidies for a married household with no children. But if they divorce, even if they still live together, their incomes will be assessed separately, making them both eligible for federal aid.

Baumer told LifeSiteNews that discouraging, or breaking up, happy marriages harms more than just couples.

“That result ultimately harms children, who have the best educational, financial, and social outcomes when they grow up in homes headed by their married mom and dad.”

Share Button

Comment on this Article:

‘Quit Catholic schools if you can’t stand our principles’

The President of the Catholic Bishops’ Conference, Most Rev. Joseph Osei-Bonsu has dared students who cannot comply with the religious rules and practices in Catholic schools to quit and move to other schools, if they so desire. According to him,…Continue Reading

Robert McElroy Named New Leader of Roman Catholic Church

The new leader of the Roman Catholic Church Diocese in San Diego has been named. Robert W. McElroy, 61, an auxiliary bishop in San Francisco, has been named the new bishop for San Diego, which has about one million Catholics…Continue Reading

Catholic Schools Should Be Catholic, Even in San Francisco

Archbishop Cordileone is predictably blasted for a commonsense policy. If you care to learn how thin our conception of religious liberty has become, look to the Bay Area. In early February, San Francisco archbishop Salvatore Cordileone released a statement “regarding…Continue Reading

EXCLUSIVE: CARDINAL BURKE INTERVIEW WITH RORATE CAELI

burk10

Last week, Rorate Caeli interviewed Raymond Cardinal Burke via telephone on numerous topics. Nothing was off the table for this interview and His Eminence was incredibly generous with his time. He showed himself to be brilliant and yet filled with…Continue Reading

Hit job on Card. Pell because he’s doing his job

His Eminence George Card Pell was appointed by Pope Francis to oversee cleaning up the finances of the Holy See. He is doing his job. And so as Pell drills into the financial corruption and is getting closer to the…Continue Reading

Oil company hit man has Archbishop Cordileone in his sights

San Francisco, Calif., Feb 27, 2015 / 05:20 pm (CNA/EWTN News).- Sam Singer’s public relations firm spun a Chevron oil refinery disaster in California and fought back a legal ruling in Ecuador that could have awarded billions of dollars to…Continue Reading

What about Henry VIII?

Interestingly, Jesus’ hard teaching that “what therefore God has joined together, let no man put asunder” (Mt 19:6) follows not long after his insistence to Peter on the necessity of forgiveness (see Mt 18:21–35). It is true that Jesus did…Continue Reading

Sacrificing Priests on the Altar of Insurance

Fr. Bob (that’s what we’ll call him) was a faithful parish priest for more than 25 years. One day, a process server showed up at the rectory door and handed him a summons and complaint. The complaint alleged that some…Continue Reading

Catholic Colleges Must Save Students from Pornography Epidemic, Says Counseling Expert

Catholic colleges and universities owe it to their students to do everything within their power to help combat the destructive effects of pornography, argued Dr. Peter Kleponis in a recent interview with The Cardinal Newman Society. Kleponis, a licensed clinical…Continue Reading

Imagine: A Catholic Archbishop!

If it weren’t so predictable, it would be infuriating, but because of that, it is infuriating to thinking people. It’s happening again as San Francisco drops the hammer – again – on the Catholic Church and especially Archbishop Cordileone. He’s…Continue Reading

As storm brews, San Fran archbishop strikes back at school guideline critics

San Francisco, Calif., Feb 20, 2015 / 03:19 pm (CNA/EWTN News).- Politicians have targeted San Francisco Catholic schools’ teacher standards, but Archbishop Salvatore Cordileone says they are a matter of Catholic mission and common sense. “Would you hire a campaign…Continue Reading

University of Scranton to end all abortion coverage

SCRANTON, Pa. (AP) – The University of Scranton plans to end employee health care coverage for abortions in cases of rape, incest and to preserve the life of the mother. The Times-Tribune of Scranton (http://bit.ly/1JstU9i ) reports Thursday that the…Continue Reading

Untitled 5 Untitled 2

Attention Readers:

  Welcome to our new website. Readers who are familiar with The Wanderer know we have been providing Catholic news and orthodox commentary for over 145 years in our weekly print edition. Now we are introducing the online daily version of our print journal.


  Our daily version offers only some of what we publish weekly in print. To take advantage of everything The Wanderer publishes, we encourage you to subscribe to our flagship weekly print edition, which is mailed every Friday or, if you want to view it in its entirety online, you can subscribe to the E-edition, which is a replica of the print edition.
 
  Our daily edition includes: a selection of material from recent issues of our print edition, news stories updated daily from renowned news sources, access to archives from The Wanderer from the past 10 years, available at a minimum charge (this will be expanded as time goes on). Also: regularly updated features where we go back in time and highlight various columns and news items covered in The Wanderer over the past 145 years. And: a comments section in which your remarks are encouraged, both good and bad, including suggestions.

 
  We encourage you to become a daily visitor to our site. If you appreciate our site, tell your friends. As Catholics we must band together to rediscover our faith and share it with the world if we are to effectively counter a society whose moral culture seems to have no boundaries and a government whose rapidly extending reach threatens to extinguish the rights of people of faith to practice their religion (witness the HHS mandate). Now more than ever, vehicles like The Wanderer are needed for clarification and guidance on the issues of the day.

Catholic, conservative, orthodox, and loyal to the Magisterium have been this journal’s hallmarks for five generations. God willing, our message will continue well into this century and beyond.

Joseph Matt
President, The Wanderer Printing Co.

Untitled 1

A Powerful Weapon: 15 Quotes on the Holy Rosary

We live in evil times. I hardly need elaborate the multitude of crises that fill the globe. Sadly, many are being swept away by this flood of evil and are succumbing to an overwhelming anxiety and discouragement. But no matter how tempting it is, we must not shrink back. We must pray and fast with a living faith and a firm confidence—and there is no better way to…Continue Reading

12 Ways to Become a Committed Catholic Man

There is a Catholic “man-crisis.” Large numbers of men who were baptized Catholic have left the Church and the majority of those who remain are “Casual Catholic Men”, men who do not know the Catholic faith and don’t practice it. This large-scale failure of Catholic men to commit themselves to Jesus Christ and His Church has contributed to the accelerating…Continue Reading

Today . . .

Holy See to UN: Countries Should Strive To End The Death Penalty

(Vatican Radio) The Holy See on Wednesday declared “bloodless means” are capable of defending the common good and upholding justice, and called on States to abolish the death penalty. Speaking to the United Nations Human Rights Council, the Holy See’s Permanent Observer of the Holy See to the United Nations and Other International Organizations in Geneva, Archbishop Silvano Tomasi, urged countries to use a “more humane” form of punishment. “As for those countries that claim…Continue Reading

Pope Francis: Worldliness Blinds Us To The Needs Of The Poor

(Vatican Radio) Worldliness darkens the soul, making it unable to see the poor who live next to us with all their wounds: this was the message, in brief, that Pope Francis had for the faithful gathered for Mass in the chapel of the Santa Marta residence in the Vatican on Thursday morning. Commenting on the parable of the rich man, a man dressed “in purple and fine linen,” who “every day gave lavish banquets,” the…Continue Reading

Pope At Santa Marta: An Invitation To Do Good

pope731

(Vatican Radio)  God “generously forgives” those who “learn to do good”, but what he doesn’t forgive is “hypocrisy and fake saints”, said Pope Francis at Mass Tuesday morning in Casa Santa Marta chapel. Pope Francis said that there has never been any doubts that God prefers “sanctified sinners” – people who, despite their past sins, learn how to do a greater good — to “fake saints” – people who are more concerned with appearing saintly…Continue Reading

Pope: Jesus reveals himself, as the perfect icon of the Father

(Vatican Radio) Before the Angelus the Pope recalled Sunday’s Gospel on the Transfiguration in which Jesus “is at the peak of his public ministry. The Holy Father explained that Jesus is on his way to Jerusalem, where the prophecies of the ‘Servant of God’ will be fulfilled. The crowds, he added, facing the prospect of a Messiah that does not fit their earthly expectations, abandoned him. They thought that the Messiah would be a liberator…Continue Reading

Our Lady And The New Evangelization

By DONAL ANTHONY FOLEY This article will look at the Marian dimension of the New Evangelization in the documents of Vatican II, and also in the teaching of Popes John Paul II and Benedict, as well as further aspects of the Fatima message. We can see the documents of Vatican II as a blueprint for…Continue Reading

Best Of Times Or Worst Of Times?

By PATRICK J. BUCHANAN Last week, John Kerry seemed to be auditioning for the role of Dr. Pangloss. Despite jihadi violence across the Middle East and ISIS terror in Iraq and Syria, Kerry told Congress, we live in “a period of less daily threat to Americans and to people in the world than normally —…Continue Reading

The Good Pagan’s Failure

By JUDE P. DOUGHERTY As Europe faces what seems to be a cultural crisis, a book written in 1939 comes to mind for its present relevance. It is Rosalind Murray’s The Good Pagan’s Failure. (1) Murray was the daughter of the Australian-born, British classical scholar Gilbert Murray, and the wife for 30 years of Arnold…Continue Reading

Culture Of Life 101… “Birth Control For Teens Who Are ‘Doing It Anyway’?”

By BRIAN CLOWES (Editor’s Note: Brian Clowes has been director of research and training at Human Life International since 1995. For an electronic copy of chapter 21 of The Facts of Life, “Contraception,” e-mail him at bclowes@hli.org.) + + + If pressed, many “family planners” admit that, in an ideal world, all young people would…Continue Reading

Virginia Parish Calls On Catholics . . . Join In An “Affirmation Of Faith” To Pope Francis

By LISA BOURNE FRONT ROYAL, Va. (LifeSiteNews) — A Virginia Catholic parish is publicly affirming Church teaching on marriage and its fidelity to the Church, while at the same time calling on Pope Francis to proclaim and defend the same. In the wake of the October Extraordinary Synod on the Family in Rome, St. John…Continue Reading

The Wanderer Interviews His Eminence Raymond Cardinal Burke . . .

burk10

By DON FIER Part 1 (Editor’s Note: Raymond Leo Cardinal Burke, Patron of the Sovereign Military Order of Malta, who previously served as Prefect of the Supreme Tribunal of the Apostolic Signatura in Rome from June 2008 until November 2014, recently visited the Shrine of Our Lady of Guadalupe in La Crosse, Wis. Prior to that he served as Archbishop…Continue Reading

Advertisement

Our Catholic Faith (Section B of print edition)

Catholic Replies

Editor’s Note: Regarding the question of whether the story of Jonah really happened, R.T. of South Dakota recalled the time that he was a seminary student in Rome and one of his professors said that the story was a myth. R.T. said that one of the other students in the class produced a modern-day newspaper article, which was about a…Continue Reading

Practice Mercy And Charity

By FR. ROBERT ALTIER Fourth Sunday Of Lent (YR B) Readings: 2 Chron. 36:14-16, 19-23 Eph. 2:4-10 John 3:14-21 In the second reading today St. Paul reminds us that God is rich in mercy. For this we are all most grateful because without that mercy we would all be headed to a very hot eternity. Sometimes, however, we get impatient…Continue Reading

It Looks Like Someone Is Trying To Shout Us Down

By JOSEPH CARDINAL ZEN ZE-KIUN (Editor’s Note: The widespread optimism concerning the dialogue between the Holy See and China is largely groundless, according to Cardinal Zen, the archbishop emeritus of Hong Kong. He says that the key issues remain unresolved, namely, episcopal appointments and the fate of the Chinese Catholic Patriotic Association. Benedict XVI’s Letter to Chinese Catholics, also cited…Continue Reading

A Leaven In The World… Root Of Faith Crisis In Rupture Between Life And Love

By FR. KEVIN M. CUSICK Quite a few years ago, I went hiking in the Alps on the border between Italy and France with a group of reformed drug addicts and their family members. One father brought his two sons who observed my delight as I ran up to the snow line ahead of the group and collected fresh snow…Continue Reading

Are Statues Idols? The Meaning Of “False Idols”

By RAYMOND DE SOUZA, KM Part 2 “I, the Lord, am your God, who brought you out of the land of Egypt, that place of slavery. You shall not have other gods besides me. You shall not carve idols for yourselves in the shape of anything in the sky above or on the earth below or in the waters beneath…Continue Reading

Catholic Heroes . . . St. Isidore Of Seville

By CAROLE BRESLIN Spain is one of two countries located on the Iberian Peninsula. During the time of the Roman Empire, it was the Romans who first called this land “Hispania.” To this land the Romans brought the Latin language, civil organization, and law, as well as the Christian religion. However, as the Roman Empire began to crumble during the…Continue Reading

Catholic Heroes . . . St. Augustus Chapdelaine

By CAROLE BRESLIN Christianity has never been warmly welcomed by the authorities in China, but that did not stop the missionaries over the centuries who have gone there to save souls. Christianity has existed in various forms since the Tang Dynasty (eighth century). The first reports of Catholic priests going to China go back to the 13th century. John of…Continue Reading